Privacy Policy

FERNANDO MURCIA ASESORES ASOCIADOS SL (hereinafter referred to as Fernando Murcia / FMAA), as the owner of the website you are visiting, presents this Privacy Policy concerning the use and protection of personal information that users may provide when visiting or browsing our website.

In the processing of personal data, Fernando Murcia / FMAA ensures compliance with Organic Law 15/1999 of December 13 on the Protection of Personal Data and its implementing regulation, Royal Decree 1720/2007 of December 21, as well as Law 34/2002 of July 11 on Information Society Services and Electronic Commerce (LSSICE). All data submitted or provided via this website will be incorporated into an automated file duly registered with the Spanish Data Protection Agency, the data controller of which is FERNANDO MURCIA ASESORES ASOCIADOS SL, NIF: B30821573, with registered address at:

• Avda. de Colón, 6 – 1º Izq., 30205 Cartagena, Murcia

• Calle Colón, 6 – Piso 1º Izda, 30351 Cartagena, Murcia

Fernando Murcia / FMAA reserves the right to modify this Data Protection Policy at any time to comply with legislative changes or adjustments in company activity. The version published on our website will always be considered the current one.

QUALITY AND PURPOSE

By clicking on the “Send” button (or equivalent) in our forms, the user declares that the information and data provided therein are accurate and truthful. To keep the provided data updated and free of errors, users must notify us as soon as possible of any changes or corrections.

Users guarantee that the data provided are true, accurate, complete, and up to date, being responsible for any damages, direct or indirect, that may result from failure to comply with this obligation.

Depending on the form or section accessed and the information provided, your data will be processed for the following purposes, which you expressly and unequivocally accept:

• As specifically indicated on the page or section where the registration or contact form appears.

• Generally, to respond to your requests, comments, queries, or any type of communication submitted via our contact methods.

• To inform you of our activities, services, products, news, or updates via email, fax, WhatsApp, Skype, mobile, SMS, MMS, or any other electronic or physical means. These communications may include promotions or content related to our own services or those of partners or collaborators. In all cases, partners will never access your personal data, as communications will be sent exclusively by Fernando Murcia / FMAA.

• To generate market profiles for advertising or statistical purposes.

UNSUBSCRIBING FROM NEWSLETTERS AND COMMERCIAL COMMUNICATIONS

In compliance with Law 34/2002 (LSSICE), you may revoke your consent for receiving commercial communications or unsubscribe from our newsletter at any time by sending an email to:
info@fernandomurciaasesoresasociados.com
Subject: UNSUBSCRIBE

THIRD-PARTY DATA PROCESSORS AND COOKIES

Fernando Murcia / FMAA may engage third-party service providers to perform functions on our behalf, such as website hosting, data analysis, or similar. These providers may have access to personal data only to the extent necessary for their tasks and will not use such data for other purposes, in accordance with applicable data protection laws.

Advertising and Cookies

Our website uses advertising servers to display commercial content adapted to user profiles. These servers may use cookies.

Google Analytics:
This is a web analytics service provided by Google, Inc. Cookies are used to analyze website usage. The information generated (including your IP address) is transmitted and stored by Google in the USA. Google uses this data to track usage, compile reports, and provide related services. It may transfer this data to third parties when legally required or when processed on behalf of Google. Your IP address will not be associated with other Google data. You can block cookies in your browser, but doing so may affect website functionality.
Using this website implies your consent to Google’s data processing as outlined.
Google Privacy Policy

Google AdSense:
Google uses cookies to display ads on this website. Users can disable DART cookies by visiting Google’s privacy policy page:
Google Ad Preferences

Google’s advertising partners may collect visit data (excluding name, address, email, or phone) to show you ads relevant to your interests.

By using this website, you consent to Google’s data processing as described above.

For more details on how cookies work, visit our Cookie Policy.

THIRD-PARTY PERSONAL DATA

If you provide personal data about third parties, you must have previously informed them, in accordance with Article 5.4 of the Spanish Data Protection Law. You must explain the data source, processing purposes, data controller (i.e., Fernando Murcia / FMAA), recipients, and their rights.

You are solely responsible for this obligation, and Fernando Murcia / FMAA assumes no responsibility for non-compliance.

EXERCISING YOUR RIGHTS

You may exercise your rights of access, rectification, cancellation, and opposition by contacting:
Fernando Murcia / FMAA
Email: info@fernandomurciaasesoresasociados.com

Your request must include your full name, contact address, and a copy of your ID or passport.

SECURITY MEASURES

Fernando Murcia / FMAA has implemented all necessary technical and organizational measures to ensure the security and integrity of your personal data, as well as to prevent unauthorized access, loss, or alteration.
However, users acknowledge that no system is entirely secure on the Internet.