Legal Notice

IDENTIFICATION OF THE WEBSITE OWNER

In compliance with Law 34/2002 of July 11, on Information Society Services and Electronic Commerce, we inform you of the following:

• Legal business name: FERNANDO MURCIA ASESORES ASOCIADOS SL (hereinafter referred to as Fernando Murcia / FMAA).

• Tax ID (NIF): B30821573

• Registered address:
      Avda. de Colón, 6 – 1º Izq., 30205 Cartagena, Murcia
      Calle Colón, 6 – Piso 1º Izda, 30351 Cartagena, Murcia

• Email: info@fernandomurciaasesoresasociados.com

PURPOSE

This Legal Notice governs the rights and obligations of Fernando Murcia / FMAA and users regarding access, navigation, and use of this website. Fernando Murcia / FMAA reserves the right to modify its content without prior notice, applying the version in effect at the time of browsing.

By browsing, viewing, and using this website, you become a user and therefore expressly accept all clauses contained in this Legal Notice, as well as any specific conditions published in different sections of the site or for the use of services.

Certain services or content may be subject to specific conditions that must be expressly accepted before use.

If you do not accept the clauses established in this Legal Notice, you must refrain from accessing or using the services or content and leave the site immediately.

WEBSITE ACCESS

Access to the content of our website is generally free and does not require prior registration. However, certain services may require registration. Submission of personal data is regulated by our Privacy Policy.

Access to our website by minors is prohibited. Should a minor access or register, it will be presumed they have prior express authorization from their parents, guardians, or legal representatives. Fernando Murcia / FMAA reserves the right to verify this authorization.

Fernando Murcia / FMAA assumes no responsibility for the accuracy of user-provided data; each user is solely responsible for ensuring the accuracy, validity, and currency of the data submitted.

INTELLECTUAL AND INDUSTRIAL PROPERTY RIGHTS

All content on this website, including texts, images, trademarks, logos, files, and structure, is protected by intellectual and industrial property laws. Reproduction, distribution, public communication, or transformation of any part of this website is prohibited, except for strictly personal and private use.

It is forbidden to reproduce or transmit any information on this website for commercial purposes without prior written consent from Fernando Murcia / FMAA.

Accessing and using this website does not imply a waiver, transfer, or license of any intellectual property rights by Fernando Murcia / FMAA. Users may only use the content within the scope of personal use.

All registered trademarks or trade names mentioned belong to Fernando Murcia / FMAA or to third parties and may not be used without express written consent.

If any user believes their intellectual or industrial property rights have been violated, they must contact us at info@fernandomurciaasesoresasociados.com.

LINKS POLICY

This website may contain links to third-party websites. These links have not been reviewed or verified by Fernando Murcia / FMAA, who is not responsible for the content, privacy policies, or practices of such sites.

Users are encouraged to read the terms of service and privacy policies of any third-party sites they visit.

If you wish to link to our website, you must request and receive prior express consent from Fernando Murcia / FMAA, who reserves the right to deny such linking.

LIABILITY

Fernando Murcia / FMAA does not act as a legal, financial, or tax advisor through this website, and does not guarantee the reliability, usefulness, or accuracy of all content.

Fernando Murcia / FMAA is not liable for:

• Service quality, website speed, availability, or functionality.

• Damage to user devices from website use.

• Unauthorized access by third parties to user messages or data.

• Errors or defects in transmitted or stored content.

• Accuracy or legality of content provided by users.

Users are solely responsible for:

• Content they submit via the website.

• Any activities they perform on this or third-party websites.

• Any breach of the terms in this Legal Notice.

Fernando Murcia / FMAA reserves the right to take legal action against users who violate these terms, including account suspension or deletion.

DATA PROTECTION

All personal data collected through this website will be processed in accordance with our Privacy Policy, which must be accepted prior to providing any personal information.

COOKIE POLICY

Use of cookies is governed by our Cookie Policy, which must be read and accepted during site navigation. You may configure your browser to block cookies, although this may limit functionality.

APPLICABLE LAW AND JURISDICTION

This Legal Notice is written in Spanish and governed by Spanish law. Any disputes shall be submitted to the courts of the user’s residence. If the user resides outside Spain, disputes will be submitted to the courts of Barcelona, Spain, with both parties waiving any other jurisdiction.